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Posted: Friday, September 1, 2017 11:06 PM

Save money with cheap NY car insurance in Albany. Get Free Quotes, Compare Top Offers.
Were you happy the last time you compared rates for car insurance in Albany NY? Would you like to save a lot on your automobile insurance? Save with the cheapest auto insurance in Albany, New York whether you need full auto coverage or liability car insurance. Start getting and comparing rates from top providers online. The quotes are always fast and free and you are never under any obligation of any kind.

Best Cheap NY Car Insurance Rates in Albany
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Save money with cheap car insurance in Albany NY and all of New York State. If buying insurance coverage to meet the minimum New York financial responsibility law, the current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $10,000 for property damage per accident. This basic NY State auto insurance coverage is often called 25/50/10 coverage. Insurance providers use the make, model and year of car you drive, where you live, how you use your car and the coverage limits you select to determine the rates you will be offered. Depending on what types of coverage you buy, auto insurance in Albany NY pays for vehicle towing, replacement or repair, medical expenses, court costs, rental cars, and other expenses. Insurance providers recommend that drivers in NY State carry more than the state-required minimum liability coverage. Choosing a policy that only includes state requirements may help drivers get the best premiums. However, NY uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. The NY state minimum required liability auto insurance coverage does provide some protection for motorists, but people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits. Save with affordable NY State Auto Insurance rates. Protection against loss by theft is not covered by basic liability insurance. One must purchase comprehensive coverage to be protected against loss/damage by theft. The Albany-Schenectady-Troy, NY Metropolitan Statistical Area had 641 auto thefts reported in 2015 ranking it nationally 325th in most stolen vehicles per capita according to information from the National Insurance Crime Bureau (nicb.org).

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Albany, NY Facts.



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